GUIDES
Guides
Cited, plain-English explainers on how Indian mutual funds actually work. Every fact dated and sourced, every claim tied to a SEBI or AMFI document, and never a buy or sell call.
Explainers
CITED EXPLAINERDirect vs Regular Mutual FundsThe gap between the two plans is the distributor trail commission and nothing else. The real numbers by category, dated, plus the honest case for what good advice is worth.CITED EXPLAINERThe Mutual Funds Whose Riskometer Quietly Changed515 schemes now carry a different SEBI risk label than at launch. The 21 that climbed to Very High since 2021, named and dated.CITED EXPLAINERAre NFOs Worth ItMost Indian new fund offers trail their benchmark since launch. The narrow cases where an NFO is actually defensible.DATA STUDYWhat Happens to the ₹10 NAV After ListingFrom an identical ₹10, 21 funds launched 2022 to 2024 now range from ₹8 to ₹30. What the launch price predicts is nothing.CITED EXPLAINERSmall and Mid Cap Stress Tests, DecodedEvery small and mid cap fund must publish each month how many days it would take to sell half its book in a stressed market. Decoded for every fund, with two years of history nobody else shows.CITED EXPLAINERThe Risk Your Safe Debt Fund Is Actually TakingEvery debt fund carries a two letter risk class most platforms hide. Read straight from the scheme documents, which categories really take credit risk and which take a big duration bet.
Collections
Every fact, dated and sourced. No buy or sell call.