HDFC ELSS Tax Saver
HDFC Mutual Fund · ELSS
An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit
HDFC ELSS Tax Saver is a ELSS scheme from HDFC Mutual Fund. An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit. The AMC's SEBI riskometer rates it Very High as of Jun 17, 2026. It is benchmarked to NIFTY 500 Index (Total Returns Index). The Regular plan's total expense ratio is 1.75% as of Aug 7, 2026.
Snapshot
| AMC | HDFC Mutual Fund |
|---|---|
| Category | Equity › ELSS |
| Riskometer | Very High as of Jun 17, 2026 The AMC's SEBI riskometer, not a FinSet view. |
| Benchmark | NIFTY 500 Index (Total Returns Index) |
| Total expense ratio | Regular 1.75% · Direct 1.19% as of Aug 7, 2026 Direct plans cut out distributor commission. Direct vs Regular. Since SEBI's April 2026 rules, the capped headline is the base expense ratio (the fund's recurring management, operating and distribution charge), Regular 1.44% · Direct 0.96%. Brokerage and statutory levies (GST and other charges) sit outside the cap and are charged on actuals, so the total expense ratio above can vary over time. |
| Lock-in | 3 years (statutory ELSS lock-in) |
| Minimum investment | ₹500 |
| Fund manager | Mr. Amar Kalkundrikar, Mr. Dhruv Muchhal |
Plans and options
| Plan | Option | IDCW detail | ISIN | AMFI code |
|---|---|---|---|---|
| Regular | Not Applicable | INF179K01AZ9 | 101980 | |
| Regular | Not Applicable | INF179K01YS4 | 119060 | |
| Regular | Not Applicable | INF179K01BB8 | 101979 | |
| Regular | Not Applicable | INF179K01YQ8 | 119059 | |
| Regular | IDCW Reinvestment | IDCW | INF179K01BA0 | 101980 |
| Regular | IDCW Reinvestment | IDCW | INF179K01YR6 | 119059 |
Returns
| Period | Regular plan | Direct plan |
|---|---|---|
| 1Y | -2.46% | -1.87% |
| 3Y | 14.55% | 15.24% |
| 5Y | 15.21% | 15.92% |
| 10Y | 12.92% | 13.63% |
Growth option, point-to-point returns as of Aug 18, 2026. Returns up to one year are absolute; beyond one year are compounded annually (CAGR). Past performance is not indicative of future returns.
Mandate and risk class
Investment objective
To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation
| Instrument | Min % | Max % |
|---|---|---|
| Equity and Equity Related Instruments | 80% | 100% |
| Debt Securities (including securitised debt) and money market instruments | 0% | 20% |
This is the scheme's mandate, not its current holdings.
Service providers
| Registrar (RTA) | Computer Age Management Services Limited |
|---|---|
| Custodian | SBI-SG Global Securities Services Private Limited |
| Auditor | S.R. Batliboi & Co. LLP – Chartered Accountants |
Transacting and provisions
| Min additional | ₹500 |
|---|---|
| Min switch | ₹500 |
| Face value | ₹10 |
Documents
Every fact, dated and sourced. No buy or sell call.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
DISCLAIMERFinSet is run by Sanket Dube, an AMFI-registered Mutual Fund Distributor (ARN 180462). This page is reference information assembled from AMFI and SEBI filings. It is dated wherever the source allows and it is not investment advice, a recommendation or an offer to buy or sell any scheme.
Figures such as the riskometer, expense ratio and AUM are point-in-time and can change. Always verify against the scheme's latest Scheme Information Document before acting. As a distributor FinSet may earn a commission on Regular plans. This does not change the facts shown here and FinSet does not tell you which scheme or plan to choose.