Terms and Conditions

Welcome to FinSet! These terms and conditions outline the rules and regulations for the use of FinSet’s website and services. By accessing this website and using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website or our services.

1. Definitions

In these terms and conditions:

• “Client”, “You”, and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions.
• “The Company”, “Ourselves”, “We”, “Our”, and “Us”, refers to FinSet.
• “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.
• “Services” refers to the financial coaching and advisory services provided by FinSet, including but not limited to financial planning, investment advice, insurance planning, and retirement planning.

2. Services Offered

FinSet, operated by Sanket Dube, AMFI Reg. MFD (ARN-180462) and a Certified Investment Planner (FPSB), provides personalized financial advisory services. Our services include:

1. Financial Planning: Creating a comprehensive financial plan tailored to your individual needs and goals.
2. Investment Advice: Providing guidance on investment strategies, including Systematic Investment Plans (SIPs), to help you achieve your financial objectives.
3. Insurance Planning: Assisting you in securing essential health and life insurance coverage to protect your financial well-being.
4. Retirement Planning: Developing strategies to ensure a financially secure retirement.
5. Emergency Fund Setup: Helping you establish an emergency fund to handle unexpected expenses.

3. Intellectual Property Rights

Unless otherwise stated, FinSet and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

• Republish material from this website (including republication on another website).
• Sell, rent, or sub-license material from the website.
• Show any material from the website in public.
• Reproduce, duplicate, copy, or otherwise exploit material on this website for a commercial purpose.
• Edit or otherwise modify any material on the website.
• Redistribute material from this website except for content specifically and expressly made available for redistribution.

4. Limitations of Liability

FinSet will not be liable for any direct, indirect, or consequential loss or damage arising under these terms and conditions or in connection with our website or services, whether arising in tort, contract, or otherwise. This includes, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue, or anticipated savings.

While we strive to provide accurate and up-to-date financial advice, we do not guarantee the accuracy, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

5. Professional Advice Disclaimer

The information provided by FinSet is intended for general guidance only and does not constitute professional financial advice. You should consult with a qualified financial advisor before making any financial decisions. FinSet is not responsible for any actions taken based on the information provided on this website or through our services.

6. User Responsibilities

As a user of FinSet’s services, you agree to:

• Provide accurate and complete information when requested.
• Keep your account information confidential.
• Use our services in compliance with all applicable laws and regulations.
• Not engage in any activity that could harm or disrupt our website or services.

7. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these terms and conditions.

8. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of India, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of India.

9. Amendments

FinSet reserves the right to revise these terms and conditions at any time as it sees fit, and by using this website you are expected to review these terms and conditions on a regular basis.

10. Entire Agreement

These terms and conditions constitute the entire agreement between you and FinSet in relation to your use of this website and our services, and supersede all prior agreements and understandings.

11. Contact Information

If you have any questions about these terms and conditions, please contact us at:

FinSet
Sanket Dube, AMFI Reg. MFD (ARN-180462)
[Your Contact Information]

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.